Arrival in Yerevan and check-in at the hotel
17:00 – 19:00 Walking tour in the center of Yerevan
20:00 Dinner at Jivan restaurant

09:00 Registration, coffee
09:30 – 10:00 Welcome address, Gagik Zakaryan, Board Chairman of Unibank
Welcome address, Armen Nurbekyan, Deputy Governor, Central Bank of Armenia
Welcome address, Nerses Yeritsyan, CEO, Information Systems Agency of Armenia
10:00 – 10:20 Strategies of the modern financial sector: infrastructure, competitive, product. Viktor Dostov, President of the Russian Electronic Money and Remittance Association (REMA)
10:20 – 10:40 Lifecycle Management in a Product-centric Organization. Alexey Veretenov, Managing Partner, ESA Countries, Senteo Inc
10:40 – 11:00 Why do companies fail at digital transformation? Product approach in companies. Maksim Alatov, Founder of ProctorEdu, Matena ICDT expert
11:00 – 11:40 Customer loyalty management, banking ecosystems and BNPL services (discussion panel). Alexey Veretenov, Managing Partner, ESA Countries, Senteo Inc (moderator), Hayk Karapetyan, Co-founder the Customer Experience Management Platform, SatisfAI, Eva Balasanyan, Co-founder of NABIX, Dmitrii Vakin, Co-founder InteriseGroup - international consulting group, Nikolay Pashchenko, Oracle Regional Sales Director CIS/CA, Tigran Kocharyan, Information security specialist
11:40 – 12:00 Payment system product lines development prospects. Shalva Meladze, Kwikpay payment system president
12:00-12:20 Coffee break
12:20 – 12:40 Digital banking platform. Working with digital assets within the systems of traditional banks. Pavel Prokopyev, Development director of the AILA
12:40 – 13:00 Evolution of banks. From Open API to Open Data. Vitaly Kopysov,Innovations Director of Bank Sinara Banking Group
13:00 – 13:20 Quick payments, Open banking, CBDC: will these initiatives lead to more or less competition? Monopolization as the new normal. Pavel Shust, Executive Director of the Russian Electronic Money and Remittance Association, IFC consultant, UNDP, UNCDF
13:20 – 13:40 e-Commerce for retail: key drivers and growth prospects. Andrey Minin, AUDAX CEO
13:40 –14:00 e-Commerce payments development for banks within B2B orders service. Bolatbek Ospanov, Founder and CBDO of Smart Satu Global
14:00 – 15:00 Lunch
15:00 – 15:20 Venture capital and the new generation of Tech startups. Dmitry Stepanov, Director of Yandex NPD, co-founder of Afisha Picnic, Sports.ru , Journey, Fram, AAL VC, Matena ICDT expert
15:20 – 15:40 Cultivating the future of investment technologies. Dmitry Peshnev-Podolskiy, CEO DPP Group, Ex-CEO Home Credit Bank
15:40-16:20 Mobile applications for investments and development of brokerage services (discussion panel). Karen Zakaryan, Director of Financial Market Members Association FINARM (moderator), Irakli Kiriya, CEO of GX2Invest, Hayk Harutyunyan, CEO Meta-X Markets, Roman Solonin, Competence center manager, NABIX, David Ghukasyan, Head of brokerage group, ApricotCapital, Eduard Safaryan, Deputy CEO, Freedom Broker Armenia
16:20 – 17:00 ESG and transition to "green" financing, climate finance (discussion panel). Konstantin Saroyan, Secretary General of the Federation of Euro-Asian Stock Exchanges (moderator), Mesrop Hakobyan, CEO of Unibank, Tigran Sukiasyan, Senior Consultant at Climate Finance and Institutions, Davit Manukyan, Managing Partner MB Consulting, Hayk Shekyan, Founder and CEO Shtigen Group
19:30 The main sponsor of the conference, Unibank OJSC, invites to a dinner and Valery Meladze's concert.

10:00 – 10:20 Registration, coffee
10:20 – 10:40 A new evolution of the financial industry. Are payment services still banks or already about Fintech. Vitaly Kopysov, Innovations Director of Bank Sinara Banking Group
10:40 – 11:00 Human capital in the creation of new products: what competencies need to be identified and trained for the development of new business areas? Mikhail Kovalev, Co-founder of Frames&Games, developer of business games, Matena ICDT expert
11:00 – 11:20 UI/UX of digital products. Pavel Vichev, CEO of Cedro agency
11:20 – 11:40 Embedded marketing in Phygital world: tools and capabilities. Aleksandra Mironova, CEO&Founder Remix Media
11:40 –12:00 Cross Industry value proposition: Embedded Finance in daily and life needs of the customers. Dmitrii Vakin, Co-founder InteriseGroup - international consulting group
12:00 –12:20 Customer digital profile – how to build client onboarding of banking product and build long-lasting relationships. Sergey Shopik, Head and founder of the Customer Experience Laboratory
12:20-12:30 Sponsorship award ceremony
12:30 Departure from Yerevan
13:30 Visit to Khor Virap Monastery
14:00 Departure to Noravank Monastery Complex
15:30 Lunch
17:00 Departure to Yerevan
19:00 – Return to the hotel
20:00 – Gala-dinner

08:30 Breakfast at the hotel
12:00 Checkout