Arrival in Yerevan and check-in at the hotel
17:00 - 19:00 Walking tour in the center of Yerevan
20:00 Dinner at Jivan restaurant

09:00 Registration, coffee
09:30 – 09:40 Welcome address, Hovhannes Khachatryan, Deputy Governor, Central Bank of Armenia
Welcome address, Davit Sahakyan, Deputy Minister of High-Tech Industry of RA
Welcome address, Gagik Zakaryan, Board Chairman of Unibank
09:40 – 10:00 The banks' strategy and policy in the digital revolution era. Victor Dostov, President at Russian E-Money and Remittance Association
10:00 – 10:10 Retail banking, automation process and artificial intelligence. Mesrop Hakobyan, Unibank CEO
10:10 – 10:20 Practical application of AI and neural networks in banking sector. Robert Vasilyev, Vice-President of the Association of Development of Artificial Intelligence
10:20 – 10:30 BNPL on the global market: First disappointments and an uncertain future. Dmitry Peshnev-Podolsky, CEO DPP Group, Ex-CEO Home Credit Bank
10:30 – 11:10 Big Data and behavioral characteristics of clients of financial institutions (discussion panel). Robert Vasilyev, Vice-President of the Association of Development of Artificial Intelligence (moderator), Arsen Sultanyan, Digital Caramel Founder, Hrant Davtyan, Founder and CEO of Metric, Yulia Lokotkova, CEO and Founder OpenBusiness, Simon Arakelyan, CFO at Ucom
11:10 – 11:20 Phygital Customer Experience: The Future of Retail Banking. Gevorg Safaryan, Earlyone CEO
11:20 – 11:40 Coffee Break
11:40 – 12:20 Evolution of contactless payments and mobile services (discussion panel). Victor Dostov, President at Russian E-Money and Remittance Association (moderator), Ishkhan Mkhitaryan, ArCa CEO, Mesrop Hakobyan, Unibank CEO, Kairzhan Kudyarov, Unistream CEO, Vakhtang Abrahamyan, Chairman of the Board «STAK Money Transfers»
12:20 – 12:40 Payment Infrastructure Development: Challenges and Prospects. Alma Obaeva, Board Chairman of the National Payments Council
12:40 – 13:20 Future of neobanking (discussion panel). Yulia Lokotkova, CEO and Founder of OpenBusiness (moderator), Vladislavs Boroviks, Bedford Pay CEO, Dmitry Peshnev-Podolsky, CEO DPP Group, Ex-CEO Home Credit Bank, Aleksei Veretenov, Change Management&Transformation, Strategy Executive
13:20 – 13:30 Marketplace development: Trends, Key Challenges Solutions. Sergey Ponomarenko, Presale Manager, WaveAccess
13:30 – 14:00 Marketplaces and banking ecosystems. Aleksei Veretenov, Change Management&Transformation, Strategy Executive
14:00 – 15:00 Lunch
15:00 – 15:20 Russia Fintech Ecosystem: Leaders and trends. Pavel Novikov, Director of Skolkovo Fintech Hub
15:20 – 15:30 Labor migrants in the digital era. Kairzhan Kudyarov, Unistream CEO
15:30 – 16:10 Green fintech within the framework of the ESG agenda (discussion panel). Karen Zakaryan, CEO at FINARM (Financial Market Members Association) (moderator), Alexey Rusanov, Managing director at PwC Armenia, Tigran Sukiasyan, Senior Adviser, Climate Finance and Institutions, Elena Rechkalova, Member of the Board of Directors of Unistream, Deputy Co-Chairman of Commission on Banks and Banking, Russian Union of Industrialists and Entrepreneurs
16:10 – 16:50 Investing opportunities and stock markets (discussion panel). Konstantin Saroyan, Secretary General of the Federation of Euro-Asian Stock Exchanges (moderator), Philippe Delmotte, CEO POD Consulting FFF, Jerome Clausen, BPIFRANCE, Special Adviser for Caucasus and Central Asia, Hayk Yeganyan, CEO AMX, Samson Avetyan, Co-Founder AICA&CrowdVentures, Edgar Evoyan, ARFI Platform Manager, ANIF
16:50 – 17:00 Machine learning models practice in banks - from a pilot to an industrial platform. Svetlana Markova, Senior Consultant, ENFINT
20:00 Dinner sponsored by Unibank

09:00 – 09:30 Registration, coffee
09:30 – 10:00 The Great Flood and the Armenian Ark of Economic Growth. Sofya Donets, Economist, Russia&CIS, Renaissance Capital
10:00 –10:40 Digital currencies of central banks (discussion panel). Alma Obaeva, Board Chairman of the National Payments Council (moderator), Sofya Donets, Economist, Russia&CIS, Renaissance Capital, Vakhtang Abrahamyan, Chairman of the Board «STAK Money Transfers», Ara Chalabyan, Senior Advisor, Armsoft,, Adjunct Lecturer, AUA
10:40 –11:00 Portfolio investments for individuals. Time for a change. Dmitry Dorofeev, Portfolio Manager, Armbrok
11:00 –11:40 Open Banking and cyber-security in the digital era (discussion panel). Gevorg Safaryan, Earlyone CEO (moderator), Samvel Martirosyan, Co-founder of CyberHUB and Strategic advisor at Softconstruct, Tigran Kocharyan, Co-founder of ACSSI, Media expert, Information security specialist, Karen Gasparyan, Founder and CEO of InfoSec, Ara Chalabyan, Senior Advisor, Armsoft, Adjunct Lecturer, AUA
11:40 – 12:00 New trends in the use of human-centric and machine vision technologies in the financial industry. Ilya Romanov, Commercial Director of VisionLabs
12:00 – 12:20 Coffee Break
13:00 Departure from Yerevan
14:00 Visit to Khor Virap monastery
15:00 Departure to Garni temple
16:00 Lavash master-class with alcohol tasting
17:30 Walking tour to the pagan temple and fortress of Garni, I century AD
18:10 Tour of the fortress, mini-concert - Armenian duduk in a pagan temple
19:00 Departure to Geghard rock monastery (UNESCO World Heritage Site)
19:20 Tour of the monastery, the performance of the chamber choir in the acoustic hall of the rock complex
20:00 Departure to 7QAR restaurant
23:00 Return to the hotel

08:30 - Breakfast at the hotel
12:00 - Checkout